Open A Pro-Trade Credit Account

Why choose a Pro-Trade Account?

Up to £30,00 trade credit
Fast online application
Instant credit decisions
Interest-free credit available
Flexible payment options
Powered securely by iwocaPay

How to create a Pro-Trade Account

  1. Sign in or open a Cash Account

    If you already have a Cash Account with us - great! You can just sign-in & upgrade to a Pro-Trade Credit Account by clicking HERE.

    If you're new to us, simply create a quick Cash Account HERE & then you'll automatically proceed to step 2.
  2. Apply for online trade credit via iwocaPay

    Complete a short online application with our finance partner, iwocaPay.

    Applicants must be the company director on behalf of their UK Limited Company or Registered LLP & will need to provide:

    - Company name
    - Registered company address
    - Last 12 months' annual turnover
    - Photo of valid UK driving licence or passport

    After a soft credit check that won't impact your company credit score, you'll receive an instant decision.
  3. Ready to go! Order on any website

    Once approved, that's it - you're good to go & start shopping across any PBSL Group website!

    Use your available credit whenever you need it - a minimum spend of £150 exVAT applies.
  4. Choose how you pay

    At checkout, select your Pro-Trade account as the payment method & you'll be redirected to iwocaPay to choose the payment option that suits your business.

    Pay Later

    Pay a month later - interest free!

    Pay Instalments

    Spread the cost with a 1, 3 or 12-month payment plan. 
A man wearing a hi-vis vest inspecting a brick house
A man wearing a hi-vis vest inspecting a brick house

Built for your business

A Pro-Trade Credit Account is designed to give trade professionals the flexibility they need to keep jobs moving and manage cash flow effectively

  • Take on larger projects with confidence
  • Purchase materials before your customer pays you
  • Keep jobs moving without delays
  • Spread larger purchases into manageable payments
  • Preserve working capital for wages, fuel and day-to-day running costs

Frequently Asked Questions


Who can apply?

Pro-Trade Accounts are available to eligible UK Limited Companies and LLPs and the applicant must be a Company Director.


How much credit can I get?

Eligible businesses can access up to £30,000 in available credit.


Will applying affect my credit score?

No. Checking your eligibility won't affect your credit score.


Do I have to use all of my credit?

No. Once approved, you can use as much or as little of your available credit as you need.


Who provides the finance?

Pro-Trade is powered by iwocaPay, one of the UK's leading business finance providers, who securely assess applications and provide the credit facility. You can also check their FAQs HERE.